What Are the Hidden Costs of Owning a Home?
Your mortgage isn’t the whole story. Add property taxes, insurance, utilities, maintenance, and the occasional “uh-oh” expense (hello, water heater). A good rule of thumb: budget 1–2% of your home’s value per year for upkeep.Owning is rewarding — just make sure your budget plans for the full picture
What Happens If the Home Appraisal Comes in Low?
A low appraisal can feel like a major setback—especially after a buyer has already fallen in love with the home. But here’s the most important thing to understand: a low appraisal does not automatically end a transaction. It’s a bump in the road, not a dead end, and many deals still move forward suc
What Costs Should Sellers Expect When Selling a Home?
Selling a home involves several costs that can impact net proceeds. Understanding these expenses upfront helps sellers plan effectively and avoid surprises. Common costs include real estate commissions, title and escrow fees, and potential seller concessions. Depending on the market, sellers may als
What Should Buyers Expect During the Home Inspection Process?
The home inspection is one of the most important steps in the buying process, yet it’s also one of the most misunderstood. Many buyers go into inspections feeling nervous, assuming the report will determine whether the home is “good” or “bad.” In reality, the inspection is simply a tool that gives b
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