How Much Home Can a Buyer Really Afford in Today’s Market?
Determining how much home a buyer can afford is one of the most important steps in the buying process. While lenders provide pre-approval numbers, affordability goes beyond what a bank is willing to lend. True affordability includes monthly payments, property taxes, insurance, maintenance, and lifes
Should Buyers Wait for Interest Rates to Go Down Before Purchasing a Home?
Interest rates dominate buyer conversations, and many buyers believe waiting for lower rates is the safest option. While this approach sounds logical, it often overlooks how the market actually behaves. When interest rates decline, buyer demand typically increases. More buyers enter the market, comp
Is Now a Good Time to Buy a Home?
Many buyers are wondering whether now is the right time to buy a home or if waiting would be a smarter move. With changing interest rates and shifting market conditions, this question has become more relevant than ever. The truth is that the best time to buy is highly personal and depends on financi
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