Is It Better to Buy a Home Now or Wait Until 2026?

Deciding whether to buy a home now or wait is one of the most common questions I hear from buyers in Rockwall and the Dallas suburbs. The truth is: the best time depends on your goals.

Right now, Rockwall offers steady home values, low inventory, and plenty of demand. While interest rates may fluctuate, waiting for the “perfect” time often means paying more later because home prices in Rockwall and the Dallas–Fort Worth area continue to trend upward.

If you’re financially prepared — with a stable job, savings for a down payment, and a clear idea of your monthly budget — then now can be the right time to buy. If you wait until 2026, you risk higher home prices and more competition.

👉 Bottom line: Buying now means locking in your home at today’s prices and refinancing later if rates drop.