Is Now a Good Time to Buy in McKinney, TX?

Short answer: yes, if you plan wisely. McKinney’s market is adjusting from the frenzy of 2021–22, and buyers now have more leverage.

Inventory is up slightly, giving you room to negotiate on price or closing costs. Mortgage rates, while higher than pandemic lows, have started stabilizing—and experts predict mild easing in 2025.

The key? Focus on monthly affordability rather than chasing a “perfect” rate. You can always refinance later.

McKinney remains a strong long-term investment—top-rated schools, charming historic downtown, and consistent job growth. If you find the right home and it fits your budget, waiting could cost more than acting now.