Should Sellers Sell Their Home Before Buying Another One?

Deciding whether to sell a home before buying another is one of the most significant strategic decisions a seller can make. The right answer depends on financial flexibility, market conditions, and personal tolerance for risk.

Selling first provides certainty. Sellers know exactly how much equity they will have available, eliminating guesswork around down payments, closing costs, and affordability. This approach reduces financial risk and stress, especially for sellers who cannot comfortably manage two housing payments at once.

However, selling first may require temporary housing, short-term rentals, or staying with family. For some sellers, this inconvenience outweighs the financial security.

Buying first offers convenience and continuity. Sellers avoid moving twice and can transition seamlessly into their next home. This option works best for sellers with strong equity, access to bridge loans, home equity lines of credit, or sufficient savings.

Market conditions play a key role. In buyer-leaning markets, contingent offers are more likely to be accepted, allowing sellers to buy while their current home is listed. In more competitive segments, non-contingent offers may be necessary.

There is no one-size-fits-all answer. The most successful sellers create a coordinated plan that aligns timing, financing, and negotiation strategy. Understanding options before listing prevents rushed decisions and unnecessary stress.

Selling and buying should be treated as one connected transaction—not two separate ones.

For the full seller strategy and answers to related questions, visit the Seller's Guide To Selling A Home