What If the Home Appraises Low as a Seller?

Low appraisals create one major problem:
the lender won’t finance above appraised value.

When this happens sellers have options:

1. reduce price to appraised value
   
   
2. negotiate a split
   
   
3. have buyer bring extra cash
   
   
4. challenge appraisal with comps
   
   

Low appraisals are more common when:
● offers are aggressive
● comps are limited
● the market is shifting down slightly

The best defense is preventing it:
pricing smart, knowing comps, and building a strategy that supports value.