What Contingencies Should I Include When Buying a Home in McKinney, TX?

Contingencies protect you if something unexpected pops up—and they’re still vital even in a fast market.

The most common are: - Inspection contingency: lets you renegotiate or walk away if issues arise. - Appraisal contingency: ensures the lender won’t finance more than the home’s value. - Financing contingency: covers you if your mortgage falls through. - Home sale contingency: if you need to sell your current home first.

In McKinney’s market, use contingencies strategically—keep what’s necessary but avoid overcomplicating offers. A local agent can tailor them so you stay competitive without losing protection.