• What If the Home Appraises Low as a Seller?,Delisa Lapinsky

    What If the Home Appraises Low as a Seller?

    Low appraisals create one major problem:the lender won’t finance above appraised value. When this happens sellers have options: reduce price to appraised value negotiate a split have buyer bring extra cash challenge appraisal with comps Low appraisals are more common when:● offers are aggressive● co

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  • Can Sellers Say No to Repairs After Inspection?,Delisa Lapinsky

    Can Sellers Say No to Repairs After Inspection?

    Yes - but it depends on leverage. In today’s market, inspections still matter because buyers are cautious.But sellers don’t need to agree to every request. The best approach is separating:✅ safety issues✅ major system failures✅ lender-required repairsfrom❌ cosmetic preferences❌ minor maintenance❌ “w

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  • What Are Seller Concessions and When Are They Needed?,Delisa Lapinsky

    What Are Seller Concessions and When Are They Needed?

    Seller concessions are any benefits the seller offers to strengthen the buyer’s deal, such as:● closing cost credits● rate buy-down credits● repair credits● home warranty● paying HOA transfer fees In a strong seller market, concessions aren’t always needed.But in a balanced or buyer-leaning market,

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  • Should Sellers Offer Buyer Closing Costs?,Delisa Lapinsky

    Should Sellers Offer Buyer Closing Costs?

    This is a powerful tool right now. Many buyers are more payment-sensitive than price-sensitive.Meaning:$10,000 in closing cost credit can create more buyer attraction than a $10,000 price reduction - because it helps with cash-to-close and interest rate buy-down options. Offering concessions strateg

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